Title: Financial & Credit Risk Analyst at Cultivar Analytics

Marwan Elsherbiny

Investment & Finance-FIBH Class 2024

Financial & Credit Risk Analyst at Cultivar Analytics

His journey in finance began at E-JUST, where he built strong technical foundations and developed a deep understanding of the theory behind financial decision-making. The university’s international academic environment broadened his perspective and gave him a competitive edge through diverse, cross-cultural experiences.

Choosing to specialize in Investment & Finance marked a pivotal moment in his academic path. During his studies, he earned a scholarship to Ritsumeikan Asia Pacific University (APU) in Japan, where he was exposed to a new academic system and a multicultural learning environment that significantly shaped his global outlook.

In his final year, he participated in the CFA Institute Research Challenge, gaining hands-on experience in company analysis, valuation, and developing investment recommendations. This experience strengthened his analytical, research, and teamwork skills, bridging the gap between theory and practice.

Alongside his academic achievements, he gained practical experience through internships at Alexandria Mineral Oils and Andalusia Healthcare Group, followed by professional experience in Trade Finance at Al Ahly Bank of Kuwait. Each step contributed to building a strong understanding of real-world financial operations.

Today, he works as a Financial and Credit Risk Analyst at Cultivar Analytics, where he analyzes financial statements and assesses credit risk to support strategic business decisions. Through continuous learning and practical experience, he has built a solid foundation in finance—demonstrating how dedication, global exposure, and hands-on experience can lead to sustained professional success.